It is true that there are laws to protect consumers’ rights when it comes to collection of debts, but despite that, dealing with debt collectors has never been an easy task. The best way to deal with them is to repay the outstanding dues. But, if you are not in a kind of financial situation, where you can afford those monthly payments, a wise strategy is to negotiate with the agency that has been authorized by your creditor to collect debts. Just showing the right attitude that you are willing to make the repayment will make things very easy for you.
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